Important Websites that will Save the Residents of Olathe, Kansas Thousands!
Lately, I have worked with several clients who are hitting hard times financially. Some have lost their jobs, others have become disabled. I gave these costs saving websites to some of my clients and they found them useful. I thought I would share the websites to my Olathe friends.
1) www.Buzzillions.com - good website for User reviews
2) www.Ebates.com - good website for money back rebates
3) www.Freeshipping.org - website for shipping deals
4) www.Heyitsfree.net - website for free things
5) www.Pricegrabber.com - website for bargain prices
6) www.Retailmenot.com - website for coupon codes
7) www.Shopittome.com - website for sale alerts
8) www.ShopandShop.com - website for online circulars
9) www.MyGroceryDeals.com - website for grocery coupons
10) www.IStorEZ.com - Online shopping supermarket
11) www.Frucall.com - online shopping website
12) www.RonYarbrough.com - save money financing an Olathe mortgage
13) http://Olathe.DowellTaggart.com - Olathe real estate
14) www.KansasCityNetworkingGroup.com - list of professionals who serve Olathe
If you know of any other websites that will benefit Olathe consumers, let me know.
Information provided by the Dowell Taggart Team of Infinity Realty Dowell Taggart Team
Johnson County, Kansas Real Estate Stats: Number of Homes Sold
According to the latest Heartland MLS stats, there have been 8,237 homes sold year to date as of August 2008. 3,657 homes were 4 bedroom homes and 3,471 homes were 3 bedroom homes. The real estate stats included homes on the Kansas side of the Heartland MLS. The counties include Leavenworth, Wyandotte, Johnson and Miami Counties.
For more Johnson County, KS. real estate stats go to: http://Stats.DowellTaggart.com
Information supplied by the Dowell Taggart Team of Infinity Realty Dowell Taggart Team.
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Gorgeous Ranch!
Roeland Park Home For Sale: Roeland Park Ranch Home with Partially Finished Basement
• 824 sq. ft., 1 bath, 2 bdrm single story - $129,950 - Great Price!
Roe Highlands, Roeland Park - Ready to move in Roeland Park, Kansas 2 bedroom ranch with a partially finished basement!
Looking for a ready to move into ranch . . . checkout this 2 bedroom updated Roeland Park ranch. The homeowner has completely updated with a new roof and new paint. The modernized kitchen with newer cabinets and a builtin microwave is sure to please.
The four rooms in the basement add extra space and the pool table is perfect for football parties.
For more information on this Roeland Park, KS. ranch, download the attached brochure or contact your Roeland Park Realtor.
Property information
Walkout Finished Basement
Olathe Home For Sale: 3 Bedroom Updated Split For Sale
• 1,680 sq. ft., 3 bath, 3 bdrm 3-level split - $180,000 - Fantastic Split!
Brittany Yesteryear, Olathe - Looking for a spacious Olathe home? This Olathe split level with a walkout finished basement maybe for you. With two living areas, you'll enjoy the spacious great room and family room.
The homeowner of this Olathe 3 bedroom, 2.5 bathroom split level has been updated for you . . . This home features new or newer carpet, paint, furnace, air conditioner, platinum door knobs, master bath shower, tile floors, stainless steel appliances and master bath shower.
This home also features an updated kitchen, a daylight sub basement and a huge backyard.
For more information of this Olathe 3 bedroom split level with a walkout finished basement, please download the attached brochure or contact your Olathe Realtor.
Property information
Price Reduced on Gardner 2-Story Home
Fairfield, Gardner - Announcing a price reduction on 18337 Butternut, a 1,418 sq. ft., 3 bath, 3 bdrm 2 story "Extra Room on Second Floor". Now $159,950 - Lowest Priced Home.
Property information
Is there 100% Mortgage Financing on an Olathe and Overland Park Home?
This is a real estate question I get asked quite a bit lately. The news media is reporting that there is no 100% mortgage financing. This information is not true. Depending on where you live, you have options.
In Olathe and Overland Park, Kansas I would recommend the Olympic Gold loan program. The Olympic Gold loan program is a conventional mortgage that will finance 103% of the purchase price up to $417,000.There are only a small handful of qualified lenders who can offer this loan program. There are no first time home buyer requirements for this loan and the income limits are 140% of the HUD AREA Income by County. The loan has a 30 and 40 year fixed rate option with or without a 10 year interest period option. There is an attached press release that goes into more details about the announcement of this mortgage loan program.
In Gardner and Spring Hill, KS. I would recommend the RECD loan. It is a great loan where a home buyer can finance their closing costs into the financing. There are a few requirements on this loan, but I have not found the requirements hard to meet, unless you are outside the geographic areas of the loan.
With both loans the interest rate is a low fixed rate and the loans consistently close. If you would like additional information on these loans, I would recommend calling Ronnie Yarbrough at Firstrust. His phone number is 913-747-3234.
If you have additional questions, please feel free to contact the Dowell Taggart Team Dowell Taggart Team.
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Olathe Real Estate Stats for Zip Code 66062: Home Prices go up and Days on the Market goes Down.
The homes in the Olathe, Kansas zip code 66062 have gone up in value 1.34% compared to the same quarter in 2007. What a bright spot compared to many Johnson County subdivisions which saw many negatives in the real estate market including home values going down.
With 344 homes selling in the past quarter, the average Olathe home in 66062 sold in 78 days for 100% of list price.
For more Johnson County, Kansas real estate stats including Olathe, go to: http://Stats.DowellTaggart.com
Information provided by: The Dowell Taggart Team of Infinity Realty Dowell Taggart Team
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Olathe Real Estate Stats for Zip Code 66061: Homes go up in Value .13%
With all of the bleak news about the real estate market, Olathe has some bright news. Home values in the 66061 zip code went up in value .13% compared to the same quarter in 2007. That is good news for the 260 homeowners who sold their homes during the past quarter. The average home in the 66061 zip code sold at 98.8% of list price.
For more Johnson County, Kansas real estate stats including Olathe, go to: http://Stats.DowellTaggart.com
Olathe real estate stats provided by the Dowell Taggart Team Dowell Taggart Team
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Gardner, Kansas Real Estate Stats for Zip Code 66030: The Number of Homes Sold Decreases.
According to the latest Gardner real estate stats, the percentage change in the number of homes sold compared to the same quarter the previous year decreased 45%. Not only did real estate sales decrease 45% in Gardner, the average days on the market increased to 130 days and the prices of homes decreased 3.60%.
For more Gardner, Kansas real estate stats, go to: http://Stats.DowellTaggart.com
Information provided by: The Dowell Taggart Team Dowell Taggart Team
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According to the latest Johnson County, Kansas real estate report, the average sales price decreased in the last quarter compared to the previous quarter. Actual sales price decreased from $262,500 to $262,200. Although the average sales price is predicted to increase in the current quarter, a quick review of the real estate stats in key subdivisions doesn't appear that sales prices will increase and in fact may decrease for the second quarter in a row.
For more Johnson County, Kansas real estate stats, go to: http://Stats.DowellTaggart.com
Information provided by the Dowell Taggart Team Dowell Taggart Team
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Gardner Real Estate Question: I was one of the 350 Embarq Employees who lost their job Friday. I'm going to have difficulties making my mortgage and in fact it may go into foreclosure, what do I do?
This is a real estate question that was asked this weekend. First, I'm sorry for your job loss. Through some questioning, you felt that there will be more job losses at Embarq in Gardner by the end of the year. This may have a huge impact in Gardner. Currently, according to MLS stats, Gardner is down by over 40% in sales.
If you think you will be having a hard time making your mortgage payment, first I would contact the mortgage company who has your mortgage note and inform them what is going on. Secondly, I would request a loan modification or forbearance if your mortgage payment starts getting behind. Glen Stockton, a Gardner Kansas Attorney, would help you negotiate a loan modification or forbearance with your mortgage company. Glen also as access to lenders that can help do a foreclosure prevention mortgage.
If you anticipate your mortgage payment getting 60-90 days behind and not having the resources to make your mortgage payment current contact a seasoned Loss Mitigation Consultant. If a loan modification and forbearance isn't accepted by the mortgage company, a Loss Mitigation Consultant, maybe able to negotiate other options.
The real estate market is currently slow in Gardner, Kansas. If there is an infusion of many more homes, home values may decline.
If you have a real estate question, feel free to contact the Dowell Taggart Team. We have Loss Mitigation Consultants who can help you.
Dowell Taggart Team
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Kansas City Real Estate Question: Can a Kansas City homeowner sell their home after it has been foreclosed on?
This real estate question was emailed to us the past week. It is a very good question and with this particular question, I will need more information in order to answer because a real estate foreclosure is different in Kansas and Missouri.
In Kansas after a home has been foreclosed on a homeowner is given redemption rights. These rights can be 90 days to 1 year, depending on the equity position of the homeowner. The homeowner can sell their home during this time period.
In Missouri, there are no redemption rights after a home has been foreclosed on and the homeowner has no rights to the property after the home has been foreclosed on.
As soon as a homeowner misses one mortgage payment in Kansas and Missouri, I would suggest contacting a seasoned Loss Mitigation Consultant. There are more options to help such as requesting a forbearance, loan modification, filing bankruptcy, working out a short sale and more.
If you know of anyone needing help, Contact the Dowell Taggart Team at (913) 712-9313.
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Big Creek Acres, Pleasant Hill - Announcing a price reduction on 22300 E 175th St, a 6,500 sq. ft., 6 bath, 5 bdrm 2 story. Now 
MLS® $897,000 - Priced Below Market!.
Property information
Banks are filing real estate foreclosures on homeowners in Johnson County in default of the Mortgages much sooner.
I have been working as a Loss Mitigation Consultant for a few years. A Loss Mitigation Consultant or LMC helps homeowners who are in default of their home mortgage. I work with homeowners in Johnson County, Kansas. I have been keeping stats and learning from my mistakes. I have learned that not all mortgage lenders tell the truth and some lenders are so understaffed that the file I’m working on may get over looked.
During September of last year, the average homeowner in default got served by their mortgage company between the 5th and 7th months. This past month, the average homeowner in default got served between the 3rd and 4th months.
I have found that the average homeowner in default in Johnson County is getting served 2 months earlier then last year.
Why do you think the time period is shortening?
If you know of someone who is behind on their mortgage, have them contact the Dowell Taggart Team. As Loss Mitigation Consultants we have many options to help them
Dowell Taggart Team
http://StopForeclosure.DowellTaggart.com
My business partner and I have gone on over 100 appointments the past 4 months where a Johnson County homeowner was heading into a real estate foreclosure. As Loss Mitigation Consultants we help homeowners and banks mitigate their losses. Depending on the bank and their representatives we can request forbearance or a loan modification. Some banks are ok to work with and others are very difficult. Some treat the homeowners terrible and others are respectful. Lately, I had a discussion with a representative with a lender who was down right rude. His attitude toward the client was humiliating and he called the client 4 or 5 times a day. When the client informed me of what is going on, I immediately called the lender to see what the status was on the negotiations to a solution. The representative informed me that ALL homeowners who are in foreclosure are low life's and scum and that he makes a bigger bonus on harassing them.
I asked the representative if he had a chance to review the file. He said no he doesn't look at them that was a different department's job. His job, he informed me, was to collect past due payments.
I informed the representative that these homeowners were not bad people. I informed him that the husband became disabled and is waiting for his 1 year review before he starts receiving his disability insurance payments. The wife lost her job because she took off work too much to take care of the husband and one of their kids who have required many surgeries. It is true that they made well over $100,000 a year, but now they are living on less then $1500. Their health problems, health insurance payments, and car expenses have eaten up their savings. They were truly struggling. The representative, laughed and said, "I guess they didn't plan real well and they over bought."
Most people I come in contact who are in foreclosure are like most people and chose a plan to reach the American Dream. The unfortunate thing is they chose a plan that didn't work. A huge hiccup in their plan like an illness, job loss, fraud or a major negative event has gotten in their way. Most people think that ALL people who are in foreclosure over bought. That is not true. It can happen to any homeowner in Johnson County, Kansas.
